Privacy Policy

Tip Top Capital

Is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you apply for, inquire about, or use our financial broker and lending referral services.
1. Information We Collect
We may collect the following information from you:
Personal Identification Information: Name, address, email, phone number, date of birth, Social Security Number (SSN), or Tax Identification Number (TIN).
Business Information: Company name, EIN, financial statements, revenue data, bank statements, and tax returns.
Financial Information: Credit profile, loan history, payment behavior.
Technical Data: IP address, device type, browser type, and usage patterns.
Communication Data: SMS messages, call logs, voice recordings (where permitted), and email interactions.
2. How We Use Your Information
We may use the information we collect from you in the following ways:
To process your application or loan request.
To refer your documents and application to one or more of our partner lenders and financial institutions for approval and underwriting purposes.
To provide support and improve our services.
To communicate via SMS, phone calls, or emails regarding your inquiry, status updates, or related offers.
To comply with legal or regulatory obligations.
3. Sharing Your Information
Your information may be shared with:
Lending partners or financial institutions to process or approve your application.
Service providers assisting with processing, communication, or data storage.
Third-party compliance or fraud monitoring vendors when applicable.
Government agencies or legal entities when required by law or court order.
We do not sell your personal information.
4. Communication Consent
By submitting your information, you:
Agree to receive calls, emails, or SMS messages related to your application, including automated or pre-recorded messages.
Understand that standard messaging and data rates may apply.
Can opt-out at any time by replying “STOP” to SMS messages or contacting us directly.
5. Data Security
We implement industry-standard safeguards to protect your data. However, no system is completely secure. You submit information at your own risk.
6. Data Retention
We retain your data for as long as needed to provide our services, comply with legal obligations, and for fraud prevention.
7. Your Rights
You may:
Request a copy of the data we hold about you.
Ask for corrections to inaccurate information.
Request deletion of your data (subject to legal obligations).
To make a request, contact us at: [insert contact email or phone number].
8. Changes to This Policy
We reserve the right to modify this policy at any time. Updates will be posted on this page with a revised effective date.

Fast & Easy Application Process

The funding process may not be easy, especially when traditional financial institutions ask you for loads of paperwork and lengthy approval times; but we have simplified the process for you. As a baseline across most of our programs, we ask that you send us your most recent bank statements and a signed one-page application to generate an offer within only a couple of hours. Once we discuss and customize your best term, your business funding contract will render the funds deposited to your account either at the end of that same business day or the next business day.